The Insurance Adjuster is Not Your Friend
You’re recovering from injuries you suffered in an accident. No matter what sort of accident led to your injuries, you’re probably exhausted and worried about your future. Along comes the insurance claims adjuster, to offer you a settlement that will help you pay for your medical bills and make up for your lost wages.
Thank goodness—right?
Maybe not.
It’s All Business to Them
Insurance companies make money by collecting premiums, and lose money when paying claims. Therefore, they can increase their bottom line by denying or reducing claims whenever possible. Injury victims’ claims are an expense, and keeping expenses down is good business—for them.
It’s not personal; they don’t deny or minimize claims to be mean, it’s all about their profit margin. Unfortunately, this often means that accident victims—especially victims without legal representation—can be a major profit center for the insurance company. The less you know about your rights after an injury, the easier the insurance adjuster’s job becomes.
The Law Protects Injury Victims
Personal injury law exists to protect the rights and interests of people who’ve been injured because of somebody else’s negligence or malevolence. The law also protects victims from insurance company shenanigans.
Knowledge is power, the saying goes. Insurance companies have attorneys on their side who know the law, and so should you. No one expects you to know every detail of your legal rights after your particular type of injury-causing accident; in fact, the insurance company may be counting on you not to.
By working with an experienced personal injury lawyer, you’ll be making sure your voice is heard. Don’t let the insurance company take advantage of you after an injury. Let your attorney handle the insurance adjuster.
Contact us today and speak with an attorney about your rights. You don’t have to wade through that pile of insurance forms alone, and you definitely shouldn’t sign something you don’t understand.